The National Trading Standards Estate and Letting Agency Team (NTSELAT) created the Material Information framework (Parts A, B, and C) to help agents meet their legal obligations under consumer protection law (specifically the Consumer Protection from Unfair Trading Regulations 2008, which has been succeeded by the Digital Markets, Competition and Consumers Act 2024 (DMCCA)).
While the specific NTSELAT guidance was officially withdrawn in 2024 as the new DMCCA took effect, the content of the three parts remains the industry standard for what constitutes information the "average consumer needs to take an informed transactional decision” Material Information Part C, which relates to issues that only need to be established and disclosed if the property is affected by them:
We have included Planning applications, Extension potential, Crime Rates and Flood risk onto listings:
| Factor | Material Information Part C Category | Rationale |
| Flood Risk | Flood and Erosion Risk | This is explicitly named in the guidance. It includes any known risk of flooding (river, sea, groundwater, etc.) or coastal erosion affecting the property. |
| Planning Permission | Planning Permission and Development Proposals | This is explicitly named. It covers existing planning permission for the property itself and any planned local developments in the immediate locality that may affect the property (like a new housing estate or commercial building). |
| Extension Potential | Planning Permission and Restrictions | While "extension potential" isn't a category itself, the ability to extend is heavily influenced by the two Part C items: Planning Permission (e.g., successful applications nearby) and Restrictions (e.g., if the property is in a conservation area or has restrictive covenants that limit development). |
| Crime Rates | Contextual Material Information | Crime rates are information that the average consumer needs to make an informed transactional decision about a neighbourhood's safety and quality of life. Although not listed as a compulsory data field like flood risk, it falls under the agent's general legal duty not to omit any material information that impacts a consumer's decision to view or purchase. |
Planning permissions is sourced from local authorities, Crime is sourced from Police data, Flood risk data is sourced from the Environment agency
Zoopla Insights include Planning permissions, Crime & Flood data is sourced from a 3rd party: https://propertydata.co.uk/local-data
Data is as accurate as the underlying data sources:
https://propertydata.co.uk/data-sources